Buying your first home in Hillsboro, Forest Grove, or Yamhill County is exciting—but it can also feel overwhelming. Here are the top three mistakes I see first-time buyers make (and how you can avoid them):
1. Skipping the Home Inspection
It’s tempting to save money by waiving the inspection, especially in competitive markets like North Plains and Gaston. But skipping this step can lead to costly surprises down the road. Always invest in a thorough inspection to protect your investment.
2. Underestimating Closing Costs
Many buyers focus on the down payment and forget about closing costs, which can include lender fees, title insurance, and taxes. In Oregon and Washington, these can add up quickly! Make sure you budget for all expenses so there are no last-minute surprises.
3. Not Getting Pre-Approved
Shopping for homes before you’re pre-approved can set you up for disappointment. Sellers in places like Forest Grove and Hillsboro expect buyers to be ready to move fast. Get pre-approved before you start touring so you’re prepared to make a strong offer.
Avoiding these common mistakes will help you start your homeownership journey on the right foot. Need more tips or want a guide through the process? I’m here to help!
—Robyn Schamberger, Real Estate Broker
